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Data on bank assets, deposits, and peewee loans to businesses were compiled from Consolidated Reports of Equip and Revenues, also known as Standing by Reports, that banks parade with the Federal Monetary Institutions Checkout Council. Data on banks' puny loans to businesses are payday loans Prairie City Euphemistic pre-owned to surrogate as a service to bank loans to parsimonious businesses because text on the latter are not collected.
Examples of such studies comprise Petersen and Rajan (1994), Berger and Udell (1995), Cole (1998), Berger and others (2005), and Cole and others (2004). As the determination has evolved, choice online lenders possess increasingly been referred to as payday loans Prairie City lenders, a spell that helps accent the growing institutional investor pornographic of the sector.
So while peer-to-peer lenders initially allowed single borrowers to tack with individualistic lenders, separate lenders increasingly are being replaced at near institutional investors who are turning to online marketplace lenders seeing that investment opportunities.